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Mon, 03/28/2016 - 9:54am
Generations shown in hands

There have been several articles in the media lately regarding women needing long term care insurance, and women as daughters who give care to parents—even more so than men.  Hence, I thought it would be relevant to revisit these topics.  It’s serious stuff.

Mon, 01/04/2016 - 4:13pm
Cartoon person scratching head and standing next to question mark.

When it comes to options regarding how to fund a future Long Term Care need, it is easy to be confused.  If you are one of the many who find this process difficult to navigate, you are certainly is good company!

Let’s Start With the Basics 

Mon, 11/16/2015 - 3:52pm
Long Term Insurance Month Stamp

November is Long Term Care Awareness month. With proper medical care, Oklahoma residents are living well into their 80’s and 90’s, and sometimes longer.  The longer you life, the more likely you will need Long Term Care Insurance to provide you the care your Medicare coverage will not.

Fri, 10/30/2015 - 12:42pm
Woman walking away from camera while pushing wheelchair

Long Term Care Insurance (LTCI) helps provide for the cost of long term care and covers services not typically covered by health insurance. LTCI can help protect a family from financial disaster. There are Long Term Care Insurance plans for every budget. Some families need only part-time help in the home that allows time to sleep and run errands. Others prefer full-time professional assistance. Policies can help cover for assistance with bathing and dressing. Other policies include nurses and therapists. Even a small plan can go a long way.

Tue, 10/27/2015 - 4:36pm
Dice with Now, Later and Never printed on the sides

One of my female clients just called, age 65.  She had procrastinated buying Long Term Care insurance for several years.  She was rolling the dice, and simply hated to "put out the money."  However, as she neared her 65th birthday earlier this year, she felt it was finally time to get her insurance in place.   Her call just now said:  Mary, please quote me and use me for an example.  I just had a colonoscopy, and they discovered cancer.

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